Affiliate Policy

Luis Cornide | IFC Funds or its successors or assigns, in its sole and absolute discretion, cancels your Affiliate Agreement. In the event that Luis Cornide | IFC Funds or its successors or assigns cancels your Affiliate Agreements, you will first receive thirty (30) days’ written notice, sent to the e-mail address you provided Luis Cornide | IFC Funds and that is associated with your Affiliate profile.

COMPENSATION.

COMMISSIONS. After you click “I Agree” to the terms of this Agreement, you will receive a unique Affiliate URL, which you will use to advertise Luis Cornide | IFC Funds. When another person (a “Prospect”) clicks through that URL, a cookie (or similar tracking technology (hereinafter “Cookie”)) will be set in the Prospect’s browser. When the Prospect creates a Luis Cornide | IFC Funds account by using your Affiliate Link, the Cookie on the

Prospect’s browser, corresponding to your unique URL, registers a “Sale,” and each such account is a “Sold Account.” In the event a Prospect has multiple Affiliate Cookies, the most recently-acquired Cookie will determine which Affiliate is credited with a Sale. you will be paid a commission for each account that generates a total of $50 per month in payout. The Commission amount varies by product that is outlined in your affiliate area. Commission payments will be made to you on or before forty-five (45) days following Luis Cornide | IFC Funds’ receipt of payment for a Sold Account, subject to the other terms set forth herein.

TAXES. Before you can be paid any Commission or Bonuses, you must provide Luis Cornide | IFC Funds a completed W-8 or W-9, as instructed by Luis Cornide | IFC Funds. you will be deemed to have permanently waived all rights to Commissions or Bonuses that were earned more than 120 days before submitting a completed W-8 or W-9 to Luis Cornide | IFC Funds. you are responsible for any and all tax liabilities, including without limitation income tax liabilities that arise from or in any way relate to any commissions or bonuses you receive from Luis Cornide | IFC Funds. If you are not a resident of the United States, Luis Cornide | IFC Funds may withhold tax (including without limitation VAT) where required to by applicable law. Where Luis Cornide | IFC Funds is required to withhold tax, Luis Cornide | IFC Funds will document such withholding.

MINIMUM COMMISSION AND BONUS PAYMENT. your combined commission and bonus amount must equal or exceed Fifty and 00/100 Dollars ($50.00) before you receive a payment from Luis Cornide | IFC Funds . If your combined commissions and bonuses for a given month are less than $50.00, your commissions and bonuses will be held until your combined commissions and bonuses equals or exceeds $50.00.

COMMISSION AND BONUSES PAID FOLLOWING LEGITIMATE SALE. Commissions and Bonuses are paid only for transactions that actually occur between Luis Cornide | IFC Funds and a Sale or a Legacy Sale. If the transaction does not actually occur, or if payment from a Sale or Legacy Sale is not actually received by Luis Cornide | IFC Funds , you will not paid a Commission or Bonus on the transaction. If payment for a Sold Account or a Legacy Account later results in a refund or charge-back, and if a commission or bonus was paid to you for that Sold Account or Legacy Account payment, then the commission or bonus will be deducted from your future commissions. If Luis Cornide | IFC Funds determines, in its reasonable discretion, that any Sale or Legacy Sale was procured fraudulently or as a result of any violation of this Agreement, no Commission or Bonus will be paid for such Sale or Legacy Sale. If any Commissions or Bonuses are paid for a Sale or Legacy Sale that was produced fraudulently or as a result of any violation of this Agreement, and the fraud or violation is discovered by Luis Cornide | IFC Funds after payment, such payment amounts shall be deducted from your future commissions and bonuses.

U.S. DOLLARS. All commissions are paid in US Dollars via PayPal or check.

MARKETING AND RECRUITING.

TRUTHFUL. Anything you communicate in marketing or advertising any Luis Cornide | IFC Funds service or opportunity must be true and accurate. Claims that relate to any Luis Cornide | IFC Funds service or opportunity that are untrue or fraudulent are strictly prohibited. you may not claim that any government, person, or entity endorses or supports Luis Cornide | IFC Funds . you may not use the intellectual property of any other person or entity in advertising any Luis Cornide | IFC Funds service or opportunity.

NON-DISPARAGEMENT. you are not permitted to disparage the products of services of any other person or entity, including without limitation the products or services of a competitor of Luis Cornide | IFC Funds .

INVENTORY LOADING/REBATES. you will not be paid any Commission or Bonus for payments made on your own User Account(s). you are not permitted to open a Luis Cornide | IFC Funds account under the name of another person or entity, or under a fictitious name. you are not permitted to open a Luis Cornide | IFC Funds account under any name merely for the purpose of obtaining Commissions, Bonuses, or any other compensation, including without limitation incentives or prizes which may be offered from time to time. you may not pay for another person’s account. you are not permitted to offer cash rebates or other monetary incentives to actual or potential Sales or Legacy Sales. Violation of this paragraph shall constitute a material breach of this Agreement, and you agree to repay to Luis Cornide | IFC Funds all Commissions and Bonuses earned as a result of any such violation.

INCOME CLAIMS. If your recruiting efforts include claims related to the potential income a Luis Cornide | IFC Funds Affiliate can make, or if you make reference to income you have made, or if you make reference to any lifestyle opportunities you have because of Luis Cornide | IFC Funds , the following guidelines must be adhered to: your statements must be completely true and accurate and supported by evidence; If you use a hypothetical scenario, you must clearly label it as a hypothetical scenario; and your statements must be accompanied by the Luis Cornide | IFC Funds earnings disclosure statement.

Luis Cornide | IFC Funds ’ INTELLECTUAL PROPERTY. No logo, tagline, trademark, trade name, copyrighted material, patent, trade dress, trade secret, or confidential information (collectively, the “Luis Cornide | IFC Funds Intellectual Property”) owned by Luis Cornide | IFC Funds or any of Luis Cornide | IFC Funds ’s affiliates may be used, copied, or reproduced by you except as set forth in writing by Luis Cornide | IFC Funds . No Luis Cornide | IFC Funds Intellectual Property (or any mark confusingly similar to any Luis Cornide | IFC Funds Intellectual Property) is to be advertised, listed for sale, registered as a domain name, or otherwise displayed by you in any fashion, including, without limitation, on any Internet website.

RELEASE/AUTHORIZATION TO USE PHOTOGRAPHS. you grant Luis Cornide | IFC Funds permission to use any and all photographs taken by Luis Cornide | IFC Funds or its agents or employees, or submitted by you to Luis Cornide | IFC Funds (hereinafter “Photographs”) in any Media (including print, internet, film, television and no matter how distributed or published) for any purpose, which may include, but shall not be limited to, advertising, promotion, marketing and packaging of Luis Cornide | IFC Funds or any product or service sold and marketed by Luis Cornide | IFC Funds . you agree that this authorization to use Photographs may be assigned by Luis Cornide | IFC Funds to any other party. you agree that that the Photographs may be combined with other Photographs, sounds, text and graphics, and that the Photographs may be manipulated, cropped, altered or modified in Luis Cornide | IFC Funds ’ sole discretion. you agree not to charge a royalty or fee, and not to make any other monetary assessment against Luis Cornide | IFC Funds in exchange for this Release and Assignment. you hereby release and forever discharge Luis Cornide | IFC Funds from any and all liability and from any damages you may suffer as a result of the use of the Photographs. you further acknowledge and agree that this Release is binding upon your heirs and assigns. you agree that this Release is irrevocable.

PROHIBITED ACTIVITY. Luis Cornide | IFC Funds has the right to terminate this Agreement at any time if you engage or have ever engaged in any of the following:

HARMFUL ACTS. Any dishonest or unethical business practice; any violation of the law; infliction of harm to Luis Cornide | IFC Funds’s reputation; and the violation of the rights of Luis Cornide | IFC Funds or any third party.

“SPAMMING” AND UNSOLICITED COMMUNICATIONS. Any communications sent or authorized by you reasonably deemed “spamming,” or any other unsolicited solicitations (including without limitation postings on social media or third-party blogs) will be deemed a material threat to Luis Cornide | IFC Funds’s reputation and to the rights of third parties. It is your obligation, exclusively, to ensure that all business communications comply with state and local anti-spamming or analogous laws.

OFFENSIVE COMMUNICATIONS. Any communication sent, posted, or authorized by you, including without limitation postings on any website operated by you, or social media or blog, which are: sexually explicit, obscene, or pornographic; offensive, profane, hateful, threatening, harmful, defamatory, libelous, harassing, or discriminatory; graphically violent; solicitous of unlawful behavior; or that violates the intellectual property rights of another.

INDEMNITY. you agree to protect, defend, indemnify and hold harmless Luis Cornide | IFC Funds, its officers, directors, employees, owner(s), and parent company(ies) and assigns from and against all claims, demands, and causes of action of every kind and character without limit arising out of your conduct. your indemnity obligation includes, but is not limited to, any third-party claim against Luis Cornide | IFC Funds for liability for payments for, damages caused by, or other liability relating to you.

NO WARRANTY; NO LEADS. Luis Cornide | IFC Funds does not promise, guarantee or warrant your business success, income, or sales. you understand and acknowledge that Luis Cornide | IFC Funds will not at any time provide sales leads or referrals to you. Additionally, Luis Cornide | IFC Funds’ WEBSITES AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. Luis Cornide | IFC Funds MAKES NO REPRESENTATION OR WARRANTY AS TO THE ACCURACY, RELIABILITY, TIMELINESS OR COMPLETENESS OF ANY MATERIAL ON OR ACCESSIBLE THROUGH ANY Luis Cornide | IFC Funds WEBSITE OR SERVICE. ANY RELIANCE ON OR USE OF SUCH MATERIALS SHALL BE AT YOUR SOLE RISK. Luis Cornide | IFC Funds MAKES NO REPRESENTATION OR WARRANTY (A) THAT ANY Luis Cornide | IFC Funds WEBSITE OR SERVICE WILL BE AVAILABLE ON A TIMELY BASIS, OR THAT ACCESS TO ANY Luis Cornide | IFC Funds WEBSITE OR SERVICE WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE; (B) THAT DEFECTS OR ERRORS WILL BE CORRECTED; OR (C) THAT ANY Luis Cornide | IFC Funds’ WEBSITE OR THE SERVERS OR NETWORKS THROUGH WHICH ANY Luis Cornide | IFC Funds’ WEBSITE IS MADE AVAILABLE ARE SECURE OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY. YOU AGREE THAT IN NO EVENT SHALL Luis Cornide | IFC Funds’ LIABILITY TO YOU FOR ANY CLAIM OF ANY KIND OR DESCRIPTION EXCEED THE AMOUNT OF THREE (3) TIIMES THE COMMISSIONS AND BONUS PAYMENTS PAID TO YOU FOR THE MONTH PRECEDING THE DATE IN WHICH THE FACTS GIVING RISE TO A CLAIM AGAINST Luis Cornide | IFC Funds OCCURRED. YOU WAIVE ANY RIGHT TO SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND OR DESCRIPTION.

FORCE MAJEURE. Luis Cornide | IFC Funds will not be responsible to you for any delay, damage, or failure caused by or occasioned by a Force Majeure Event. As used in this Agreement, “Force Majeure Event” shall mean: any act of God, act of nature or the elements, terrorism, insurrection, revolution or civil strife, piracy, civil war or hostile action, labor strikes, acts of public enemies, federal or state laws, rules and regulations of any governmental authorities having jurisdiction over the premises, inability to procure material, equipment, or necessary labor in the open market, acute and unusual labor, material, or equipment shortages, or any other causes beyond the control of Luis Cornide | IFC Funds. Delays due to any of the above causes shall not be deemed to be a breach of or failure to perform under this Agreement. Luis Cornide | IFC Funds shall not be required against its will to adjust any labor or other similar dispute except in accordance with applicable law.

ASSIGNMENT. Luis Cornide | IFC Funds may assign its rights under this Agreement at any time, without notice to you. your rights arising under this Agreement cannot be assigned by without Luis Cornide | IFC Funds’ or its assigns express written consent.

ARBITRATION, GOVERNING LAW, AND ATTORNEYS’ FEES.

ARBITRATION. Any claim or grievance of any kind, nature or description that you have against Luis Cornide | IFC Funds including, but not limited to, economic losses, personal injury, or property damage, shall be resolved exclusively in binding arbitration in Hillsborough County, Florida. you agree not to file suit against Luis Cornide | IFC Funds or any of its affiliates, subsidiaries, officers, directors, employees, successors, or assigns. The arbitration will take place before a neutral arbitrator (hereafter, “Arbitrator”) agreed upon by you and Luis Cornide | IFC Funds. In the event that you and Luis Cornide | IFC Funds are unable to reach agreement on an Arbitrator, you and Luis Cornide | IFC Funds will each select an arbitrator, and the two of them will select the Arbitrator, who must be a resident of Hillsborough County, Florida. The arbitrators selected by you and Luis Cornide | IFC Funds will have no further involvement in the arbitration. The Arbitrator will determine the rules governing arbitration. The decision of the Arbitrator will be final and binding on you and Luis Cornide | IFC Funds and may be reduced to a judgment in any court of competent jurisdiction. This agreement to arbitrate survives any termination or expiration of the Agreement.

GOVERNING LAW. This Agreement shall be governed, construed, and interpreted in accordance with the laws of the State of Florida without regard to any choice of law provisions.

WAIVER OF CLASS ACTION CLAIMS. you understand and agree that you will not have the right to participate in a representative capacity or as a member of any class of claimants pertaining to any claims that may arise under, or be in any way related to, this Agreement. There is no right or authority for any claim you have against Luis Cornide | IFC Funds to be brought on a class action basis or on any basis involving claims brought in a purported representative capacity on behalf of the general public, or on behalf of other persons or entities similarly situated. Claims brought against Luis Cornide | IFC Funds may not be joined or consolidated with claims brought by anyone else.

LIMITATIONS PERIOD. Any claim brought in arbitration must be brought within the time period set forth in any statute of limitations that, but for this agreement to arbitrate, would apply to the claims asserted in any arbitration proceeding.

INJUNCTIVE RELIEF. Nothing in this Agreement prevents Luis Cornide | IFC Funds from applying to and obtaining from any court having jurisdiction a temporary injunction, preliminary injunction, permanent injunction, or other relief available to protect Luis Cornide | IFC Funds’ rights prior to, during, or following any arbitration proceeding.

ATTORNEYS’ FEES. you agree that in the event of any arbitration or litigation, each Party will each bear its own costs and attorneys’ fees, regardless of who is deemed the prevailing party. The foregoing notwithstanding, if either your or Luis Cornide | IFC Funds commences an action in a court of law or equity and the responding Party successfully moves such court to compel arbitration, the Party who moved for the order compelling arbitration shall be entitled to recover its reasonable costs and attorneys’ fees incurred on the motion to compel from the other Party.

ENTIRE AGREEMENT. This Agreement, along with Luis Cornide | IFC Funds’ standard Terms and Conditions represents the entire agreement between the Parties and supersede any other written or oral agreement between the Parties as pertaining to your rights and responsibilities as a Luis Cornide | IFC Funds Affiliate.

MODIFICATION/AMENDMENTS. This Agreement and Luis Cornide | IFC Funds’ standard Terms and Conditions may be modified by Luis Cornide | IFC Funds at any time, with or without prior notice to you. Amendments or Modifications to this Agreement or the Terms and Conditions will be binding on you when they are sent to you via e-mail, or are posted on . No amendment to this Agreement or the Terms and Conditions shall be valid unless authored or signed by Luis Cornide | IFC Funds. your continued acceptance of Commission or Bonus payments constitutes your acceptance to any modifications or amendments to this Agreement.

NO WAIVER. No waiver by Luis Cornide | IFC Funds of any right reserved or granted to Luis Cornide | IFC Funds under this Agreement shall be effective unless the waiver is in writing and signed by an authorized representative of Luis Cornide | IFC Funds.

NOTICE. Any notice required to be given to Luis Cornide | IFC Funds under or related to this Agreement shall be in writing, addressed as follows: